New Construction Home
One advantage to buying new construction is that you can customize many things such as color schemes, flooring, kitchen cabinets, appliances, TV and phone wiring, speaker wiring, etc. The builder generally will not let you put in your our TV, phone and speaker wiring, due to inspections and code regulations. But having this done by the builder to your specifications, will saving you a lot of time and effort later.

BEWARE OF DISREPUTABLE BUILDERS!!!
Search out a reputable builder. One of the keys to purchasing a new construction home is finding a reputable builder. Ask friends, relatives or co-workers for recommendations. Ask people already in the development about their experience with the builder. Also, check out previous construction done by this builder. Check with the better business bureau. The builder's reputation is everything. A disreputable builder can ruin the entire new home buying experience. Just because you are buying a high priced home does not mean that you are getting high quality construction. For example, some builders may use polybutylene pipe instead of copper for plumbing. This type of practice does not only happen in low end houses! Builders will cut cost wherever possible. If there are already houses under construction you should check out the quality of workmanship and materials being used in the early stages such as the foundation and plumbing.

LOCATION, LOCATION, LOCATION
Once you have found a builder that you feel comfortable with, it's time to research the neighborhood. Check out any vacant land in the surrounding area. Find out what that land is zoned for and what plans have been submitted for development. A good source of information is the local town or city zoning board. Nice vacant fields will not stay vacant for long. Will it become high end houses that will increase the value of your new home or will it become yet another strip mall that will trash the value of your home. Don't believe everything that the sales droid tells you. They will most likely be long gone before your house is completed. Before purchasing a home several years ago when I was in high school, my parents were told by the sales jerk that 1/2 of the homes in the development were being sold to families with children living there. Well, guess what, it was more like a retirement community with 2 or 3 families other that ours. If you have or plan to have children make sure to research the local schools. If you are buying a home in a suburban area pay attention to the proximity of major highways.

THE GREAT FLOOD!!!!
Make sure to wait for a good rain storm before you sign any contract. You want to see how the area drains in a heavy storm. You don't want to need to build an arc to get to work in the morning.

Floor Coverings-Builder's stuff or Get your own?
This is a big question that seems to have no correct answer. The answer to this question is based on individual builders. Just because you're getting a good buy on the home does not mean that you're getting a good buy on the floor covering. Normally the standard floor covering is garbage. Carpeting is cheap and padding is a thin as single ply toilet paper. Tiles are generally smaller in size than optimal. Keep in mind that this may vary from builder to builder so make sure you know exactly what you're getting. Allowances or credits for getting your own flooring will also vary from builder to builder. Generally you have 2 options with flooring. The builder will probably offer several upgraded high quality flooring packages but you will pay more through the builder than you would pay if you bought the same quality flooring on your own later. The other option is to let the builder put in the standard package and have it replaced after closing. One advantage to buying an upgrade from the builder is that it is less of a hassle and less of a mess. Also, sometimes you can negotiate the price down so that it is closer to what you'd pay on your own. The areas that must be covered with flooring to get a Certificate of Occupancy (CO) vary from location to location. Know the local laws!!!! It's a pretty good bet that at least the bathrooms and laundry room must be covered to get the CO. If you are going to get your own flooring later, cover the mandatory areas with the cheapest material possible like linoleum. Here is a trick I have learned over the years. Ask the builder not to glue the linoleum to the floor saving the labor costs to have the temporary flooring ripped up. The same rules apply to other items such as appliances. Many times the refrigerator will be way to small for the house you are buying and the dishwasher may as well be a noisemaker. Over the years we've seen appliance packages vary from very substandard to adequate. Pay close attention to this detail. Some builders will give you a credit for appliances that you don't take so you may want to take the credit and buy what you need later.

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